Auto Insurance
Purchase your policy online 24/7.
We’re here from 9 – 5 CST (Sask).
Pay with credit or debit card annually or monthly.
Collision Coverage
Protect your vehicle from damages caused by collision or upset.
Comprehensive Coverage
Insure your vehicles for comprehensive losses such as: Fire, Lightning, Theft, Hail, Vandalism & much more!
Deductible Buy-Down
Reduce your deductible to fit your budget.
Family Security
Protect your family and occupants from uninsured or underinsured drivers. If they have no coverage, you may not be able to receive compensation for your injuries/damages. This coverage matches your liability limit (up to 2 million).
Liability
If you are deemed “at fault” while operating a vehicle, and get sued for property damage, pain and suffering or economic damages, this coverage will protect you from financial loss.
Loss of Use
If you have an insured loss with your vehicle, this coverage will provide $$$ for a rental vehicle while your vehicle is repaired.
Non-owned Auto Coverage
Your policy automatically extends to vehicles you do not own, located in Canada and USA. (ie. Rental Vehicles, Borrowed Vehicles)
Replacement Cost Coverage
Brand new vehicles are eligible for this coverage (within 120 days of delivery). Protect your investment by insuring your vehicle to replacement value for up to 5 years. Especially when your vehicle is financed.
Road Hazard Glass
Protect your windshield and glass from stone chips and cracks, with this endorsement.
Quickly, Easily, Online
From viewing your insurance policy, making changes, checking payments, and reporting a claim you can do it all with your Mello Insurance account. In minutes, from anywhere, using any device, we make it all simple!
Extension Auto Insurance
At Mello Insurance we strive to give you the best coverage at the best price. Buying an extension auto policy in Saskatchewan, can save you a ton of money down the road. Whether it is buying down your deductible, eliminating depreciation from your vehicle, or saving you financially from a liability lawsuit, it is important to consider upgrading your basic SGI insurance you obtain with your registration. In Saskatchewan, an Auto Pak can be very affordable; you can buy 2 million liability for less than $60 a year. That is $5 per month!
Many people say, “I don’t need an auto pak, my car isn’t worth that much, plus SGI has “no fault” insurance anyways!” That is partially true. You may not need glass coverage or a lesser deductible if your car isn’t worth much, however, additional liability coverage is always important.
Despite what you may know about no fault insurance, you can still get sued for pain and suffering from a “tort insurer” or out of province driver. You can get sued for large property damage claims (derail a train or flip a semi), or for loss in economic revenue claims (hit a doctor and he can’t work anymore).
These can still be applied to a no-fault policyholder.
Saskatchewan is a great place to live. Our province’s wide open spaces creates beautiful living skies, including amazing sunsets, sunrises and Northern Lights spectacle.
Saskatchewan also is prone to have very cold winters with lots of ice and snow. An auto pak can save you additional costs for those small fender benders from sliding into other vehicles in the parking lot. Rather than paying your $700 deductible, you can buy it down to $100 and save you much of the cost to fix your vehicle.
A not-so-beautiful part of Saskatchewan is our countless gravel roads. Although it is a scenic drive checking on all the agricultural sites and fields, you can find yourself receiving a stone chip in your windshield quite easily. Road Hazard Glass can be added onto your extension policy as well. Provided you do not currently have a damaged windshield.
Thank you for choosing Mello Insurance. We are here to help you get insured quickly, easily, online and most importantly, ACCURATELY!
